I can't believe it's already the end of January. Didn't we just celebrate Christmas yesterday? It's scary how fast time flies. We are just about to wrap up a block at school already. That means projects and finals Wednesday. So Thursday we will get two new classes. I'm starting to get a little anxious because this means that the baby will come soon. We had a doctor's appointment Wednesday and all is well. We now visit the doctor every 2 weeks until March...then EVERY week! Yikes! I feel as if we are ready for her though. Hopefully God's not preparing us to have her early! Let's switch subjects...
Budgets! How many of you are on budgets? BJ and I have been blessed with knowing how important budgets are even before we got married. We were able to start our marriage with no debt, and then live by the "envelope system" every month...staying within our means. For us, it has been awesome! We simply have decided how much we make, then we split our money into different categories such as food, entertainment, auto, insurance, housing, medical, etc. You use cash for everything and when your envolope is empty...you're done until the end of the month! It sounds scary, but it has been so great. We don't hardly fight about money because it's either there, or it's not! I've been so encouraged lately to see how others in my family are using budgets! I would encourage each one of you to sit down, think about how much money you make monthly, and set a budget! A good book to help with this is "Money Matters" by Larry Burkett. I know it doesn't sound that much fun, but it's totally worth it. If you would like to ask us any questions about how to get started...we'd love to help out in any way. We are re-familiarizing ourselves with the whole system because we are down one job and have a new one on the way. I'll have to let you know how cutting $300 a month and adding a baby goes! But, we know that God provides and we feel it is so important to live within our means.
Please be praying for us! And seriously, let us know your comments!
